Please read the following statement before proceeding:
Our Privacy Policy
Cash Now Ferntree Gully
is committed to protecting the privacy of your personal information. We
are bound by and comply with the National Privacy Principles contained within
the Privacy Act 1988 (Cth), the Privacy Amendment (Private Sector) Act 2000
(Cth) and the obligations set out in Part 13 of the Telecommunications Act 1997
(Cth).
We hold your personal information to establish your credit
worthiness, both initially and ongoing, to communicate with you in regard to
the status of your loan application and loan and for our own marketing
purposes.
Information may be given before, during or after the provision of credit to you. So that you know what kind of information is used and how we use it, we require you to acknowledge your agreement to our gathering and using some of the information you give us. Please read it carefully.
1. Giving
information to a Credit Reporting Agency
Cash Now Ferntree Gully has informed
me that it may give certain personal information about me to a credit reporting
agency.
2. Accessing
Credit Information
I agree that Cash Now Ferntree Gully
may obtain information about me from a business which provides information
about the commercial credit worthiness of persons for the purpose of assessing
my application for consumer credit; and
I agree that Cash Now Ferntree Gully
may obtain a consumer credit report containing information about me from a
credit reporting agency for the purpose of assessing my application for credit.
3. Exchanging
Credit Worthiness Information
I agree that Cash Now Ferntree Gully
may exchange information with any other credit provider upon request or named
in a consumer credit report or issued by a credit reporting agency for the
following purposes:
• to assess an application by me for
credit;
• to notify other credit providers of
a default by me;
• to exchange information with other
credit providers as to the status of this loan where I am in default with other
credit providers; or
• to assess my credit worthiness.
I understand that the information
exchanged can include anything about my credit worthiness, credit standing,
credit history or credit capacity that credit providers are allowed to exchange
under the Privacy Act 1998 (Cth).
4. Agreement to
us being given a consumer credit report by a credit reporting agency to assess
a guarantor.
In the event that we ask you to be a
guarantor to a loan, I agree that Cash Now Ferntree Gully may obtain from a
credit reporting agency a consumer credit report containing information about
me for the purpose of assessing whether to accept me as a guarantor for credit
applied for by, or provided to, the borrower(s).
I agree that this agreement commences
from the date of this agreement and continues until the credit covered by the
borrower(s) application ceases.
5. Agreement to
us as a credit provider disclosing a report including a consumer credit report
to potential or existing guarantor.
I agree that Cash Now Ferntree Gully
may give to a person who is currently a guarantor, or to whom I indicate is
considering becoming a guarantor, a credit report containing information about
me for the purpose of the prospective guarantor deciding whether to act as a
guarantor, or to keep the current guarantor informed about the guarantee.
I understand that the information
disclosed can include anything about my credit worthiness, credit standing,
credit history or credit capacity that credit providers are allowed to disclose
under the Privacy Act 1988, and includes a credit report.
6. Agreement to
use information for marketing purposes
I agree that Cash Now Ferntree Gully
may use my personal details for marketing purposes to me, including but not
limited to making further offers of credit to me at any future date.
This means that Cash Now Ferntree Gully may therefore give
information about you to a credit reporting agency, for the following purposes:
• to obtain a consumer credit report about you; and
• to allow the credit reporting agency to create or maintain
a credit information file containing information about you.
This information is limited to:
• identity particulars. This is your name, sex, address (and
the previous two
addresses), telephone number (including your mobile number),
date of birth, name, telephone number and address of employer, and your
driver’s licence or passport number;
• your application for credit. This is confirmation that you
have applied for credit and the amount;
• the fact that Cash Now Ferntree Gully is a current credit
provider to you;
• details of loan repayments which are overdue by more than
60 days, and for which debt collection action has started;
• advice that your loan repayments are no longer overdue in
respect of any default that has been listed;
• any information that may establish or support our opinion
that you gave us fraudulent or misleading information. This may include an
intention not to comply with your credit obligations;
• details of dishonoured cheques or payments - cheques or
payments drawn by you that have been dishonoured more than once; or
• that the credit provided to you by Cash Now Ferntree Gully
has been paid or otherwise discharged to our satisfaction.