Disclaimer: This website is published to provide information regarding Ability Finance services, products & activities. Ability Finance can take no responsibility for inaccuracies or errors and cannot be held responsible for any actions that may arise from any use of the information provided. Always seek independent professional advice to determine that actual services and products are suitable for your specific individual circumstances.

Sale & Leaseback

This is where the client owns equipment/vehicle which is sold to the finance company and then leased back to the business. If you have paid cash for an item but have realized that this has left you with a cash flow deficiency, it is not too late to leaseback the item and put cash back into your business. Examples of equipment to do a leaseback – forklifts, prime movers, cars, café equipment, and shop fit outs etc

CRAA Impaired, Full Doc, Lo Doc, Security Lend

Car Finance

For purchase, refinance of leaseback of cars (from dealerships, private sale, new & used)

CRAA Impaired, Full Doc, Lo Doc, No Doc, Lo Doc No Property, Security Lend

Equipment Finance

For purchase (new/used from dealerships/private sale), refinance or leaseback of equipment, for example – bobcats, excavators, forklifts, trailers, café equipment etc.

CRAA Impaired, Full Doc, Lo Doc, No Doc, Lo Doc No Property, Security Lend

Inventory Finance

This involves purchase of stock from suppliers for manufacturing or resale, without a requirement to have the stock pre-sold. It involves the finance company paying the suppliers directly for the purchases, before the goods have been freighted.

Debtor Finance

Instead of waiting for your debtors to pay within normal trading terms, debtor finance involves purchasing the approved trade invoices by the finance company making available up to 80% of the face value of the invoices to you upfront. When the invoice is fully paid, you receive the remaining 20%.

Startup Ventures

For startup or new ventures where financials would not be available.
CRAA Impaired, No Doc

Boat Finance

For purchase (new/used from supplier of private sale) or leaseback of boats

CRAA Impaired, Full Doc, Security Lend

Yellow Goods Finance

For purchase (new/used from supplier or private sale), refinance on leaseback of forklifts, bobcats, prime movers, earth movers, cranes, excavators and trailers etc.

CRAA Impaired, Full Doc, Lo Doc, No Doc, Lo Doc No Property, Security Lend

Fixture & Fittings

To purchase or leaseback of; shop fittings, store fixtures, showcases, counters, signage, shelving, and point of purchase display etc.

CRAA Impaired, Full Doc, Lo Doc, Lo Doc No Property, Security Lend

Office Equipment

To purchase or leaseback of various office equipment like; photocopiers, fax machines, printers, scanners, projectors, and phone systems etc.

CRAA Impaired, Full Doc, Lo Doc, Lo Doc No Property, Security Lend

IT Equipment

To purchase or leaseback computers (desktops, laptops, notebooks), monitors, servers, software, handhelds, etc.

CRAA Impaired, Full Doc, Lo Doc, No Doc, Lo Doc No Property, Security Lend, Operating Lease