Credit Cards
NEVER
reveal the last three numbers (123 in this example) on the reverse side of your credit card to
ANYONE for ANY REASON UNLESS YOU ARE ACTUALLY COMPLETING A SECURE ON-LINE ORDER FORM
Anyone knowing your credit card number AND
these numbers can authorise an online purchase which will be charged to your card.
The 1st four (0229 in this example) are simply the last four digits of your
credit card number.
Only use these numbers when required for a secure ( https:// ) online purchase
If you make an online purchase and there is an error, normally you will be notified immediately by a popup message
which will show where the error occurred, NOT later by 'phone or email.
Note: credit card companies will sometimes contact you by 'phone if you've made a purchase which is exceptional
( eg. an unusually large amount compared to your regular spending pattern - yes they do monitor spending patterns, it's not "big brother"
its just one of the consumer protection measures credit card companies use to prevent you being ripped off ).
Again, they will NOT ask you for the check digits on your card, as shown above.
In the unlikely event that there is an error when the vendor tries to process your order they should simply ask you to confirm
that you were in fact the purchaser, the details of your order and possibly the delivery address - nothing more.
If your order has reached the vendor, your credit card details
DO NOT require confirmation, remember fraudsters are smooth talkers. If the person insists ( possibly conveying a
sense of urgency ) hang up, don't bother being polite, then 'phone the vendor yourself. If they still insist that you must confirm your credit card details,
again hang up, 'phone your credit card company and tell them what has happened, chances are you have been dealing with an unscrupulous vendor.
Copyright
All the graphics and images appearing on
this page including all registered trademarks and / or registered brand names
and / or registered domain names and / or logos either represent or are
intrinsically proprietary assets of the owner(s) and as such are protected by
relevant laws.
The inclusion of links to external websites in no way implies their endorsement of or contribution to any original content of this website.
No part of this page should be reproduced by any means for any purpose other than search engine caching or personal use without written permission.
Australian Law Online - Copyright has detailed info ( lots of it )
regarding copyright law in Australia
