A financial advisor is a professional in the finance world who can give you financial advice on some or all of the following matters

• Mortgages
• Debt reduction / Debt elimination
• Loans
• Budgeting

There are financial advisors for almost all sections of the finance industry. In most matters a financial advisor can be found to give financial advice.

There are many places on the internet that you can find helpful pieces of financial advice but before acting on any one piece you should be sure to carefully research more about the product or service.

Some financial advisory companies in Australia will offer you some free advice over the phone before an initial consultation to help you understand your financial situation.

You can also find financial advisors at government run organizations to give you some extra advice.

Certified Financial Planner

A certified financial planner is a little different to a financial advisor. For a financial advisor to become a certified financial planner they must pass rigorous testing procedures by the Financial Planning Association of Australia Limited.

A certified financial planner is internationally recognized for their education, ethics and experience.

A certified financial planner can help you work towards meeting your goals by creating a proper plan for your finances.

Through financial advice, they help you take an overview of your current finances and work with you to distinguish what the best method would be to proceed to achieve your goals, whether they were to buy a house, buy a car, become debt free, save for your children's education or anything else.