BODY { BACKGROUND-IMAGE:url('../images/bground.gif')}
h4 {font-size: 12pt; font-weight: bold; color: maroon}
h5 {font-size: 10pt; font-weight: bold; color: maroon}
b {color: maroon}
sub {font-size: 12px;
    line-height: 20px;
    color: red}
td.smtxt {font-size:8pt}
a {font-size: 8pt;
    font-weight: bold;
    font-family: Arial,Helvetica,sans-serif;
    color: white;
    line-height: 8pt;
    text-decoration: none}
span.factors {font-size: 12px;
    line-height: 14px;
    color: black;
    background: FFFFFF}
td.copy{font-size: 12px;
    line-height: 14px;
    color: black}